| As you prepare to buy a home, you'll likely come across the term 'loan pre-qualification.' This is the first step in the mortgage process, where a lender provides a ballpark estimate of how much house you can afford. Pre-qualification is typically quick and easy — you don't have to provide documents to the lender, only answer a few short questions. By getting pre-qualified, you can be sure you're shopping for homes within your true price range, and not getting your heart set on a home you won't be able to afford. | 
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