Residents May Qualify For A Zero-Down Home Loan

The Mortgage Reports
USDA Application Approved
USDA loans are available to home buyers with low-to-average income for their area.

They offer financing with no down payment, reduced mortgage insurance, and below-market mortgage rates. USDA home loans are putting people in homes who never thought they could do anything but rent.

If you've been dreaming of buying a home, now may be the perfect time — you may qualify for a zero-down home loan today. 

Pro tip: save thousands in interest by comparing quotes from multiple lenders. To help you get started, check out the 8 best USDA lenders for 2021 here.
 
Verify your USDA loan eligibility
First Time Homebuyers
As a first-time homebuyer, the question you need to ask yourself is, "Do I qualify for a mortgage?" If you do, odds are you're in good shape to buy a house. This starts with knowing your home loan options, as well as the minimum requirements to qualify. Lenders will look at your credit score, income, savings, debt, and documents to find out if you're mortgage-eligible. The good news is, meeting these requirements is likely easier than you think. Find out if you qualify to buy a home:

Credit requirements
Income requirements
Debt requirements 
 
Pool Season
There may be nothing better than having your own backyard pool — especially when social distancing is still a concern. Unfortunately, installing an inground swimming pool costs over $50K on average. What are your options if you don't have enough cash? Is swimming pool financing available? Thankfully, yes, there are plenty of ways to pay for a swimming pool. 

Cash-out refinance
Home equity loan
Home equity line of credit
Personal loans or "pool loans"
 
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