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Record low interest rates and spikes in mortgage applications have created a backlog many companies are struggling to manage. Appraisers, in particular, are having a hard time keeping up with the volume for both refinance and purchase mortgages, resulting in increased turn times at one of the most critical junctures in the underwriting process.
The mortgage borrowers most in need of information about relief options provided by the CARES Act, such as forbearance, are the ones who are least likely to know about it, according to aFannie Maereport.
There are now more than 4 million mortgage loans in forbearance, and we know that homeowners have many questions about the specifics of the program. We have partnered with Freddie Mac to bring you this FAQ page to answer those questions and provide updates to the program.
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