Toronto becoming arrears hotspot, TD on renewal cliff, Auto costs hit housing affordability, More

View in browser Toronto is fast becoming Canada's hotspot for mortgage arrears View web version | Forward to a colleague 13 February 2026 Top News Toronto is fast becoming Canada's hotspot for mortgage arrears The city's pace of mortgage delinquencies has surged ahead of the rest of the country, despite remaining low by historical standards Monthly Spotlight: Mortgage Renewal Wave Mortgage 'cliff' fears ease as TD sees gentler hill for borrowers TD Economics sees income gains and longer amortizations softening Canada's renewal shock Here's how homeowners are coping with mortgage renewals in a choppy economy Rising delinquencies made renewal decisions far less forgiving More News Spiraling auto costs squeeze mortgage affordability for Canadian homebuyers Rising car payments and insurance weigh on borrowers' ability to qualify Bank of Canada warns AI boom could leave smaller firms behind Central bank urged smaller businesses to invest in AI or risk future inflation International News Mortgage fraud hotspots: The states where brokers should be on high alert Cotality index shows which states carry the highest fraud risk The UK's most affordable cities for single buyers revealed Zoopla data highlights where solo purchasers still have a viable route onto the ladder What Valentine's Day? Aussies are sacrificing romance for real estate Single Australians, meanwhile, are losing confidence in their homeownership dreams First-home buyers surge as investors retreat, lenders ease – survey Two-year fixes now dominate as borrowers sense urgency Want to change how you receive these emails? You can manage your preferences or unsubscribe. © 2025 KM Business Information Canada Ltd. 317 Adelaide Street West, Toronto, ON Privacy | Conditions of Use | About us | Contact us

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