Is the housing market really 20% overbuilt?

If the housing market was in the grips of some mass hysteria of irrational purchasing, we would expect to see certain hallmarks in the data.

Is the housing market really 20% overbuilt?   If the housing market was in the grips of some mass hysteria of irrational purchasing, we would expect to see certain hallmarks in the data. FHFA to make desktop appraisals permanent   Desktop appraisals, a temporary flexibility implemented in March 2020 amid lockdowns and social distancing, will become permanent, the FHFA said today. UWM Appraisal Direct   UWM is improving the appraisal process on UWM loans for our brokers, their borrowers and appraisers. UWM Appraisal Direct has a dedicated team that offers: • High-quality, faster appraisals from qualified appraisers • Simplified ordering and tracking • Greater transparency   Learn More at UWM.com Sponsored byUnited Wholesale Mortgage

Lenders – Now is the time to prioritize lead generation   Lenders are facing challenges to optimize lead generation, even as mortgage rates continue to drop. Learn about why it is important for lenders to make lead generation a priority now! Presented by Deluxe

Forbearance heading one direction: down   Forbearance declined across the board this week as government agencies and industry stakeholders chart a path out of forbearance and into loss-mitigation.

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Are you ready for the new CFPB director?   Over the last month, two of the biggest housing regulators either changed or were rumored to change leadership. Senior Mortgage Reporter Georgia Kromrei helps shed some light on these changes in this Q&A. HW+ Premium Content

Zillow calls timeout on iBuying, but competitors won't   Zillow called a timeout on purchasing homes through the end of 2021. It will keep trying to sell existing home inventory, plus renovate and try to resell homes it has purchased under contract

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Which of the competing housing bills will make the cut?   David Stevens outlines which of the three competing housing-related bills making their way through Congress, have the best chance to pass.

Homebuilders growing very concerned about affordability   The NAHB attributes the rise in sentiment among homebuilders to strong consumer demand for homes. But they're also concerned about rising unaffordability, too

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